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National Longitudinal Survey of Mature and Young Women (NLSW)

Health Insurance

Mature Women cohort

During the 1981, 1986, and 1989-2003 surveys, information was collected on whether the respondent and/or other family members were covered by health insurance. This series gathered information on whether any family member was covered by medical or hospital insurance and the specific source of the coverage for each family member (e.g., a group policy through the respondent's or spouse's employment, a policy purchased directly from the company, Medicaid, or Veterans benefits). Table MW1 depicts respondents reporting health care coverage by provider.

The 1992-2003 surveys asked those respondents who were covered by health insurance through their current or former employer whether they and their husbands expected to be covered by health insurance after the respondent retired. In these interviews, respondents who had employer-provided health care also stated whether they contributed toward the cost of the policy.

Table MW1. Medical insurance coverage of respondent by provider (unweighted): 1981-2003

Source of Insurance

1981 1986 1989 1992 1995 1997 1999 2001 2003

Total respondents interviewed

3677 3335 3094 2953 2711 2608 2467 2318 2237

Respondent or any member of R's household covered by medical insurance

3023 2980 2791 2741 2520 2385 2285 2209 2115

Respondent's provider

From R's job

1045 1015 718 522 304 194 135 83 62

From husband's/ partner's job
Note YW1.1

1392 1007 486 258 179 129 89 85 56

Directly from insurance company

369 452 416 475 265 255 229 248 249

Medicaid

  171 212 217 278 80 90 91 94

Veterans benefits

  40 22 12 4 6 8 3 11

From R's former job

    233 267 207 199 191 156 166

From husband's/partner's former job

    438 437 367 312 275 204 222

From other family member's job

    9 5 2 5 6 2 2

Medicare

      404 736 1063 1141 1273 1176

Other

107 172 129 34 49 44 41 24 31

Don't know/Refused

5 13 8 16 17 6 10 11 17

Total respondents covered

2918 2870 2671 2647 2408 2293 2215 2180 2086

Source: This table is based on R05142.00, R05144.00, and R05146.00 in 1981; R07374.00 and R07376.00 in 1986; R09440.00 and R09442.00 in 1989; R10776.00 and R10778.00 in 1992; R33708.00, R33711.00, and R33764.00 in 1995; and R41396.00, R41399.00, R41401.00 in 1997; R50972.00, R50975.00, and R50978.00 in 1999; R61904.00, R61907.00, and R61936.00 in 2001; R72962.00, R72965.00, and R72990.00 in 2003.

Note YW1.1: Partner was added to this question beginning with the 1989 survey.

Young Women cohort

During the 1988-2003 surveys, information was collected on whether the respondent and/or other family members were covered by health insurance. This series gathered information on whether any family member was covered by medical or hospital insurance and the specific source of the coverage for each family member (e.g., a group policy through the respondent's or spouse's employment, a policy purchased directly from the company, Medicaid, or veterans benefits). In 1991 and 1995-2003, respondents who had employer-provided health care also stated whether they contributed toward the cost of the policy. Table YW1 depicts respondents reporting health care coverage by provider.

The 1993-2003 surveys asked those respondents who were covered by health insurance through their current or former employer whether they and their husbands expected to be covered by health insurance after the respondent retired.

Table YW1. Medical insurance coverage of respondent by provider (unweighted): 1988-2003

Source of Insurance

1988 1991 1993 1995 1997 1999 2001 2003

Total respondents interviewed

3508 3400 3187 3019 3049 2900 2806 2859

Respondent or any member of R's household covered by medical insurance

3116 2811 2855 2631 2612 2485 2490 2495

Respondent's provider

From R's job/union

1452 1285 1365 1296 1304 1185 1177 1137

From husband's/ partner's job/union

1213 1021 970 853 755 728 653 586

Directly from insurance company

187 203 154 135 153 143 152 149

Medicaid

37 39 135 67 71 73 70 91

Veterans benefits

2 4 9 8 14 12 13 22

From R's former job/union

  10 21 33 55 62 93 113

From husband's/partner's former job/union

  7 34 59 76 97 132 162

From other family member's job

  1 4 2 3   2 2

Medicare

  13 26 40 59 72 77 102

Other

150 131 28 51 33 28 41 52

Don't know/Refused

2 1 2 18 7 9 9 7

Total respondents covered

3043 2715 2748 2562 2530 2409 2419 2423

Source: This table is based on R11810.00, R11812.00, R11814.00, R13097.00, R13100.00, R13102.00, R14720.00, R14723.00, R14725.00, R33708.00, R33711.00, R33764.00, R41396.00, R41399.00, R41401.00, R50972.00, R50975.00, R50978.00, R61904.00, R61907.00, R61936.00, R72962.00, R72965.00, and R72990.00.