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Title: Retirement Preparation Programs: Differentials in Opportunity and Use
Resulting in 1 citation.
1. Beck, Scott Herman
Retirement Preparation Programs: Differentials in Opportunity and Use
Journal of Gerontology 39,5 (September 1984): 596-602.
Also: http://geronj.oxfordjournals.org/content/39/5/596.abstract
Cohort(s): Older Men
Publisher: Gerontological Society of America
Keyword(s): Age and Ageing; Retirement/Retirement Planning; Socioeconomic Status (SES)

Two issues rarely addressed in the retirement planning field are: (1) the proportion of older workers who participate, or have the opportunity to participate, in retirement preparation programs; and (2) socioeconomic differentials in access to such programs. Data from the NLS of Older Men were used to investigate these two issues. The data indicate that fewer than 4 percent of this sample of men aged 60-74 in 1981 had participated in a retirement preparation program. Logistic multiple regression analysis indicated that occupational status, government employment and private pension coverage were positively related to the likelihood of participation as well as the likelihood of opportunity to participate. Conclusions from this analysis are: (1) very few older workers ever participate in retirement preparation programs; and (2) those who would seem to benefit most from preparation programs, low status and low income workers, are the least likely to have access to these programs.
Bibliography Citation
Beck, Scott Herman. "Retirement Preparation Programs: Differentials in Opportunity and Use." Journal of Gerontology 39,5 (September 1984): 596-602.