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Source: Public Health
Resulting in 1 citation.
1. Lau, Catherine
Leung, Leigh Ann
Mortgage Debt as a Moderator in the Association between Unemployment and Health
Public Health 128,3 (March 2014): 239-245.
Also: http://www.sciencedirect.com/science/article/pii/S0033350613004095
Cohort(s): NLSY79
Publisher: Elsevier
Keyword(s): Debt/Borrowing; Health/Health Status/SF-12 Scale; Home Ownership; Unemployment

Objective: While homeownership is generally viewed as good for society, the consequences of the concomitant mortgage debt have not been well examined. This study investigates the role of mortgage debt as a moderator in the relationship between unemployment and health.

Study Design: A cross-sectional analysis of a representative sample of US homeowners aged 38–46 surveyed in 1998–2006.

Methods: Subjects were 3667 adults living in owned homes aged 38–46 who reported being either employed or unemployed. Logistic models were performed using maximum likelihood estimation to estimate the relative risk of self-reporting fair or poor health with regard to employment status and how employment status interacted with mortgage status.

Results: Among homeowners, being unemployed for more than 13 weeks with a mortgage is associated with a higher likelihood of reporting fair or poor health (odds ratio 2.38, 95% confidence interval 1.28–4.45). Being unemployed for more than 13 weeks with a mortgage loan that is more than 80% of the value of the home is associated with a greater likelihood of reporting fair or poor health (odds ratio 8.99, 95% confidence interval 2.50–32.29).

Bibliography Citation
Lau, Catherine and Leigh Ann Leung. "Mortgage Debt as a Moderator in the Association between Unemployment and Health." Public Health 128,3 (March 2014): 239-245.