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Author: Weiss, Inbar
Resulting in 1 citation.
1. Weiss, Inbar
Dahaghi, Kevin
Education and Student Debt: Differences in Marriage Patterns Among U.S. Young Adults
Presented: Chicago IL, Population Association of America Annual Meeting, April 2017
Cohort(s): NLSY97
Publisher: Population Association of America
Keyword(s): Debt/Borrowing; Earnings; Educational Attainment; Marriage; Student Loans

Permission to reprint the abstract has not been received from the publisher.

Growing educational debt has emerged as an important indicator of economic burden and stratification for U.S. young adults, but little attention has been given to the effect of debt on the relationship between marriage and education. Using NLSY97 and multivariate logistic discrete time models, we examine whether debt moderates the positive association between education and marriage. In addition, we use ratios of debt-to-income to better capture loans as an economic burden, rather than refer to debt as a linear predictor. We compare different ratios to measure economic burden: debt-to-parental income, debt-to-current income, and debt-to-future income, based on college major. We find that the likelihood of marriage is higher for individuals with no debt across all levels of education. In addition, we find that while the ratios of debt to parents and current income is insignificant, the effect of debt-to-future earnings is significant and negative.
Bibliography Citation
Weiss, Inbar and Kevin Dahaghi. "Education and Student Debt: Differences in Marriage Patterns Among U.S. Young Adults." Presented: Chicago IL, Population Association of America Annual Meeting, April 2017.