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Title: Student Loan Debt and Race Ethnic Variation in Timing of First Birth
Resulting in 1 citation.
1. Min, Stella
Taylor, Miles G.
Student Loan Debt and Race Ethnic Variation in Timing of First Birth
Presented: Washington DC, Population Association of America Annual Meeting, March-April 2016
Cohort(s): NLSY97
Publisher: Population Association of America
Keyword(s): College Graduates; Debt/Borrowing; Fertility; Financial Assistance; First Birth; Propensity Scores; Racial Differences; Student Loans / Student Aid

Permission to reprint the abstract has not been received from the publisher.

Emerging literature indicates a negative association between student loan debt and marriage. However, the impact of student loans on the fertility behavior among young adults is largely unknown. The present study utilizes discrete time event history models to examine the relationship between student loan debt and hazard of first birth among female college graduates using the 1997 National Longitudinal Survey of Youth (NLSY97). The results reveal that the effect of student loan debt differs among white and non-white women, and that the relationship is contingent on marital status. Unmarried non-white graduates with student loans are at significantly greater risk of first birth than their counterparts without loans. These results hold even after sensitivity analyses using propensity score matching to correct for selection into student loan debt. The results provide a foundation for deeper investigation into the heterogeneity that exists among college-educated women in terms of their family formation behaviors.
Bibliography Citation
Min, Stella and Miles G. Taylor. "Student Loan Debt and Race Ethnic Variation in Timing of First Birth." Presented: Washington DC, Population Association of America Annual Meeting, March-April 2016.