Questionnaire Public Report11/03/2021 12:46:26 PM
Cohort:National Longitudinal Survey of Youth 1997
Round:Youth Questionnaire 97 (R19)
Instrument :Youth
  1. Income



YINC-CHECK1 [U42816.00]Section: Income

[current survey round]==19

COMMENT: This is round 19

If Answer = 1 Then Go To
YINC-500

Default Next:YINC-498


YINC-498 []Section: Income

These next questions are about financial topics. Before we collect details, please think in general about money issues. In the past twelve months, have you talked with anyone about how to handle your finances -- for example, how you manage your money or whether or not to get a credit card?

 1   YES   ...(Go To YINC-499)
 0   NO

Default Next:YINC-500
Lead-In:YINC-CHECK1 [Default]


YINC-499 []Section: Income

In the past twelve months, who have you talked with about money issues most often?

 1   YOUR BIOLOGICAL OR ADOPTIVE MOTHER
 2   YOUR BIOLOGICAL OR ADOPTIVE FATHER
 3   YOUR STEP PARENT
 4   YOUR BROTHER OR SISTER
 5   ANOTHER RELATIVE
 6   YOUR SPOUSE, PARTNER, BOYFRIEND, OR GIRLFRIEND
 7   ANOTHER FRIEND OR PERSONAL ACQUAINTANCE
 8   SOMEONE WITH PROFESSIONAL EXPERTISE IN THE FIELD
 9   SOMEONE IN A DIFFERENT FIELD WITH WHOM YOU HAVE A PROF RELATIONSHIP E.G., PROF, CLERGY, BOSS, CASE WRKR
 10   SOMEONE ELSE (SPECIFY)
 11   NO ONE

Default Next:YINC-500
Lead-In:YINC-498 [1:1]


YINC-500 []Section: Income

We now have some questions about your household's income. We appreciate that our questions are difficult to answer and sometimes seem intrusive. As with other questions in this survey, we want to reassure you that the information you provide to us is kept confidential.

Default Next:YINC-550
Lead-In:YINC-CHECK1 [1:1], YINC-498 [Default], YINC-499 [Default]


YINC-550 [U42817.00]Section: Income

(REFER TO SHOWCARD LL)

What was your family income from all sources in calendar year 2017? By family, I am including you, a spouse or partner if you had one, and anyone either of you were related to who lived in your household that year.

(IF SHOWCARDS ARE NOT BEING USED, ADD:
I will read the categories in order. Please stop me when I reach the correct one.)

 1   A. $0 - $5,000
 2   B. $5,001 - $10,000
 3   C. $10,001 - $25,000
 4   D. $25,001 - $50,000
 5   E. $50,001 - $100,000
 6   F. $100,001 - $250,000
 7   G. More than $250,000

Default Next:YINC-1100
Lead-In:YINC-500 [Default]


YINC-1100 [U42820.00]Section: Income

[{KEY_MARSTAT}]==1 ||
[{YOUTH_PARTNER}]==1

COMMENT: R is married or living with a partner

If Answer = 1 Then Go To
YINC-1300

Default Next:YINC-1200
Lead-In:YINC-550 [Default]


YINC-1200 []Section: Income

Now let's go over your earnings and income in the year 2018.

Default Next:YINC-1400
Lead-In:YINC-1100 [Default]


YINC-1300 []Section: Income

Now let's start with some questions about the earnings and income [you/you and your spouse/you and your partner] received during 2018. I'll ask you first about your earnings and business income and then the earnings and business income of your [spouse/partner].

Default Next:YINC-1400
Lead-In:YINC-1100 [1:1]


YINC-1400 [U42821.00]Section: Income

During 2018, did you receive any income from a job such as wages, salary, commissions, or tips?
Please include any income you received from doing odd jobs, temporary or seasonal work, and service in the military, the military reserves, or the National Guard. Also, please be sure to include any 2018 income from the jobs you discussed with me earlier.

 1   YES
 0   NO   ...(Go To YINC-2000)

If Answer = -2 Then Go To
YINC-1600
If Answer = -1 Then Go To YINC-1600

Default Next:YINC-1700
Lead-In:YINC-1200 [Default], YINC-1300 [Default]


YINC-1600 [U42822.00]Section: Income

I know some questions are difficult to answer and sometimes seem intrusive. As I said before, the information you provide to us is kept confidential. During 2018, did you have any income from odd jobs, self-employment or employee-type jobs?

 1   YES
 0   NO   ...(Go To YINC-2000)

Default Next:YINC-1700
Lead-In:YINC-1400 [-2:-2], YINC-1400 [-1:-1]


YINC-1700 [U42823.00]Section: Income

During 2018, how much income did you receive from wages, salary, commissions, or tips from all jobs, before deductions for taxes or for anything else?

 
If Answer >= -2 AND Answer <= -1 Then Go To
YINC-1800

Default Next:YINC-2000
Lead-In:YINC-1400 [Default], YINC-1600 [Default]


YINC-1800 [U42824.00]Section: Income

(REFER TO SHOWCARD FF)

[[Please look at this card]]

What is your best estimate of the amount you received in 2018 in wages, salary, commissions and tips?

(IF SHOWCARDS ARE NOT BEING USED, ADD: I will read the categories in order. Please stop me when I reach the correct one.)

 1   A. $1 - $5,000
 2   B. $5,001 - $10,000
 3   C. $10,001 - $25,000
 4   D. $25,001 - $50,000
 5   E. $50,001 - $100,000
 6   F. $100,001 - $250,000
 7   G. More than $250,000

Default Next:YINC-2000
Lead-In:YINC-1700 [-2:-1]


YINC-2000 [U42825.00]Section: Income

(Excluding any income you already have mentioned) During 2018, did you receive any money in income from your own farm, business, partnership, or professional practice?

 1   YES   ...(Go To YINC-2100)
 0   NO

Default Next:YINC-2250
Lead-In:YINC-1400 [0:0], YINC-1600 [-2:0], YINC-1700 [Default], YINC-1800 [Default]


YINC-2100 [U42826.00]Section: Income

During 2018, how much income did you receive from your own farm, business, partnership or professional practice after expenses?

(IF RESPONDENT LOST MONEY ON OWN FARM, BUSINESS, ETC. AFTER EXPENSES ENTER NEGATIVE VALUE)

 
If Answer >= -2 AND Answer <= -1 Then Go To
YINC-2200

Default Next:YINC-2250
Lead-In:YINC-2000 [1:1]


YINC-2200 [U42827.00]Section: Income

(REFER TO SHOWCARD EE)

[[Please look at this card]]

Can you tell me the letter of the category that corresponds to the range that includes the amount of income you received in 2018 from your own farm, business, partnership or professional practice after expenses?

(IF SHOWCARDS ARE NOT BEING USED, ADD: I will read the categories in order. Please stop me when I reach the correct one.)

 1   A. LOST/WOULD LOSE MONEY
 2   B. $1 - $5,000
 3   C. $5,001 - $10,000
 4   D. $10,001 - $25,000
 5   E. $25,001 - $50,000
 6   F. $50,001 - $100,000
 7   G. $100,001 - $250,000
 8   H. More than $250,000

Default Next:YINC-2250
Lead-In:YINC-2100 [-2:-1]


YINC-2250 [U42828.00]Section: Income

During 2018, did you receive any income from Worker's Compensation?

 1   YES   ...(Go To YINC-2260)
 0   NO

Default Next:YINC-2350
Lead-In:YINC-2000 [Default], YINC-2100 [Default], YINC-2200 [Default]


YINC-2260 [U42829.00]Section: Income

During 2018, how much income did you receive from Worker's Compensation?

 
If Answer >= -2 AND Answer <= -1 Then Go To
YINC-2270

Default Next:YINC-2350
Lead-In:YINC-2250 [1:1]


YINC-2270 [U42830.00]Section: Income

(REFER TO SHOWCARD GG)

[[Please look at this card]]

Can you tell me the letter for the range that best describes the amount of income you received in 2018 from Worker's Compensation?

 1   A. $1 - $1,000
 2   B. $1,001 - $2,500
 3   C. $2,501 - $5,000
 4   D. $5,001 - $10,000
 5   E. $10,001 - $25,000
 6   F. $25,001 - $50,000
 7   G. More than $50,000

Default Next:YINC-2350
Lead-In:YINC-2260 [-2:-1]


YINC-2350 [U42831.00]Section: Income

Were you married or in a marriage-like relationship at any time during 2018?

Please include any marriages or marriage-like relationships during 2018 that you may have already told me about during this interview.

 1   YES   ...(Go To YINC-2400)
 0   NO

Default Next:YINC-3200
Lead-In:YINC-2250 [Default], YINC-2260 [Default], YINC-2270 [Default]


YINC-2400 [U42832.00]Section: Income

Now I would like to ask about the earnings and business income of your [spouse/partner]. During 2018, did your [spouse/partner] receive any income from a job such as wages, salary, commissions, or tips?
Please include any income your [spouse/partner] received from doing odd jobs, temporary or seasonal work, and service in the military, the military reserves or the National Guard.

 1   YES
 0   NO   ...(Go To YINC-2900)

If Answer = -2 Then Go To
YINC-2900
If Answer = -1 Then Go To YINC-2500

Default Next:YINC-2510
Lead-In:YINC-2350 [1:1]


YINC-2500 [U42833.00]Section: Income

Please remember that the information you provide to us about yourself and your [spouse/partner] is kept strictly confidential. Did your [spouse/partner] have any income from any jobs during 2018?

 1   YES   ...(Go To YINC-2510)
 0   NO

If Answer = -1 Then Go To
YINC-2510

Default Next:YINC-2900
Lead-In:YINC-2400 [-1:-1]


YINC-2510 [U42834.00]Section: Income

During the 52 weeks of 2018, how many weeks did your [spouse/partner] work at all jobs, either full-time or part-time, not counting work around the house?

 
If Answer = 0 Then Go To
YINC-2600

Default Next:YINC-2520
Lead-In:YINC-2500 [-1:-1], YINC-2500 [1:1], YINC-2400 [Default]


YINC-2520 [U42835.00]Section: Income

In the weeks that your [spouse/partner] worked in 2018, how many hours did [he/she] usually work per week?

 

Default Next:YINC-2600
Lead-In:YINC-2510 [Default]


YINC-2600 [U42836.00]Section: Income

During 2018, how much did your [spouse/partner] receive from wages, salary, commissions, or tips from all jobs, before deductions for taxes or anything else?

 
If Answer >= -2 AND Answer <= -1 Then Go To
YINC-2700

Default Next:YINC-2900
Lead-In:YINC-2510 [0:0], YINC-2520 [Default]


YINC-2700 [U42837.00]Section: Income

(REFER TO SHOWCARD FF)

[[Please look at this card]]

Can you tell me the letter of the category that is your best estimate of the amount your [spouse/partner] received in 2018 in wages, salary, commissions and tips?

(IF SHOWCARDS ARE NOT BEING USED, ADD: I will read the categories in order. Please stop me when I reach the correct one.)

 1   A. $1 - $5,000
 2   B. $5,001 - $10,000
 3   C. $10,001 - $25,000
 4   D. $25,001 - $50,000
 5   E. $50,001 - $100,000
 6   F. $100,001 - $250,000
 7   G. More than $250,000

Default Next:YINC-2900
Lead-In:YINC-2600 [-2:-1]


YINC-2900 [U42838.00]Section: Income

(Excluding any income you already have mentioned) During 2018, did your [spouse/partner] receive any money in income from [his/her] farm, business, partnership, or professional practice?

 1   YES
 0   NO   ...(Go To YINC-3150)

Default Next:YINC-3000
Lead-In:YINC-2400 [-2:-2], YINC-2400 [0:0], YINC-2500 [Default], YINC-2600 [Default], YINC-2700 [Default]


YINC-3000 [U42839.00]Section: Income

During 2018, how much did your [spouse/partner] receive from [his/her] farm, business, partnership or professional practice after expenses?

(IF [spouse/partner] LOST MONEY AFTER EXPENSES ENTER NEGATIVE VALUE.)

 
If Answer >= -2 AND Answer <= -1 Then Go To
YINC-3100

Default Next:YINC-3150
Lead-In:YINC-2900 [Default]


YINC-3100 [U42840.00]Section: Income

(REFER TO SHOWCARD EE)

[[Please look at this card]]

Can you tell me the letter of the category that corresponds to the range that includes the amount of income your [spouse/partner] received during 2018 from [his/her] farm, business, partnership or professional practice after expenses?

 1   A. LOST/WOULD LOSE MONEY
 2   B. $1 - $5,000
 3   C. $5,001 - $10,000
 4   D. $10,001 - $25,000
 5   E. $25,001 - $50,000
 6   F. $50,001 - $100,000
 7   G. $100,001 - $250,000
 8   H. More than $250,000

Default Next:YINC-3150
Lead-In:YINC-3000 [-2:-1]


YINC-3150 [U42841.00]Section: Income

During 2018, did your [spouse/partner] receive any income from Worker's Compensation?

 1   YES   ...(Go To YINC-3160)
 0   NO

Default Next:YINC-3200
Lead-In:YINC-2900 [-2:0], YINC-3000 [Default], YINC-3100 [Default]


YINC-3160 [U42842.00]Section: Income

During 2018, how much income did your [spouse/partner] receive from Worker's Compensation?

 
If Answer >= -2 AND Answer <= -1 Then Go To
YINC-3170

Default Next:YINC-3200
Lead-In:YINC-3150 [1:1]


YINC-3170 [U42843.00]Section: Income

(REFER TO SHOWCARD GG)

[[Please look at this card]]

Can you tell me the letter for the range that best describes the amount of income your [spouse/partner] received in 2018 from Worker's Compensation?

(IF SHOWCARDS ARE NOT BEING USED, ADD: I will read the categories in order. Please stop me when I reach the correct one.)

 1   A. $1 - $1,000
 2   B. $1,001 - $2,500
 3   C. $2,501 - $5,000
 4   D. $5,001 - $10,000
 5   E. $10,001 - $25,000
 6   F. $25,001 - $50,000
 7   G. More than $50,000

Default Next:YINC-3200
Lead-In:YINC-3160 [-2:-1]


YINC-3200 []Section: Income

Now I would like to ask about other sources of income [you/you and your spouse/you and your partner] may have received in 2018.

Default Next:YINC-3300
Lead-In:YINC-2350 [Default], YINC-3150 [Default], YINC-3160 [Default], YINC-3170 [Default]


YINC-3300 [U42844.00]Section: Income

[{KEY_HHBIOKID}]==1 || [{KEY_HHSTEPKID}]==1 || [{KEY_HHADOPKID}]==1

COMMENT: R has kids on household or non-resident roster

If Answer = 1 Then Go To
YINC-3900

Default Next:YINC-4350
Lead-In:YINC-3200 [Default]


YINC-3900 [U42847.00]Section: Income

Have child support payments ever been agreed to or awarded for any of [your children/your or your spouse's/partner's children] living here?

 1   YES   ...(Go To YINC-4000)
 0   NO

Default Next:YINC-4350
Lead-In:YINC-3300 [1:1]


YINC-4000 [U42848.00]Section: Income

During 2018, were [you/you or your spouse/you or your partner] supposed to receive any child-support payments?

 1   YES   ...(Go To YINC-4100)
 0   NO

Default Next:YINC-4350
Lead-In:YINC-3900 [1:1]


YINC-4100 [U42849.00]Section: Income

How much did [you/you and your spouse/you and your partner] receive in child-support during 2018?

 
If Answer >= -2 AND Answer <= -1 Then Go To
YINC-4200

Default Next:YINC-4350
Lead-In:YINC-4000 [1:1]


YINC-4200 [U42850.00]Section: Income

(REFER TO SHOWCARD GG)

[[Please look at this card]]

Can you tell me the letter of the category that corresponds to the range that includes the amount of income [you/you and your spouse/you and your partner] received in 2018 in child support payments?

(IF SHOWCARDS ARE NOT BEING USED, ADD: I will read the categories in order. Please stop me when I reach the correct one.)

 1   A. $1 - $1,000
 2   B. $1,001 - $2,500
 3   C. $2,501 - $5,000
 4   D. $5,001 - $10,000
 5   E. $10,001 - $25,000
 6   F. $25,001 - $50,000
 7   G. More than $50,000

Default Next:YINC-4350
Lead-In:YINC-4100 [-2:-1]


YINC-4350 []Section: Income

We have asked about the earnings and business income that [you/you and your spouse/you and your partner] received in 2018. Now, think about other sources of income that [you/you and your spouse/you and your partner] had in that year.

Default Next:YINC-4300
Lead-In:YINC-3300 [Default], YINC-3900 [Default], YINC-4000 [Default], YINC-4100 [Default], YINC-4200 [Default]


YINC-4300 [U42851.00]Section: Income

During 2018 did [you/you or your spouse/you or your partner] receive any interest or dividend income? Interest can come from interest-earning-checking accounts, savings accounts, money market accounts, bonds, treasury notes, IRA accounts, or certificates of deposit. Dividends can come from stocks or mutual funds.

 1   YES   ...(Go To YINC-4400)
 0   NO

Default Next:YINC-4900
Lead-In:YINC-4350 [Default]


YINC-4400 [U42852.00]Section: Income

What was the total amount of interest and dividend income [you/you and your spouse/you and your partner] received during 2018, including even small amounts and amounts reinvested or credited to the account?

 
If Answer >= -2 AND Answer <= -1 Then Go To
YINC-4500

Default Next:YINC-4900
Lead-In:YINC-4300 [1:1]


YINC-4500 [U42853.00]Section: Income

(REFER TO SHOWCARD HH)

[[Please look at this card]]

Can you tell me the letter of the category that is your best estimate of the amount of income [you/you and your spouse/you and your partner] received in 2018 in interest and dividend payments?

(IF SHOWCARDS ARE NOT BEING USED, ADD: I will read the categories in order. Please stop me when I reach the correct one.)

 1   A. $1 - $500
 2   B. $501- $1,000
 3   C. $1,001- $2,500
 4   D. $2,501- $5,000
 5   E. $5,001- $7,500
 6   F. $7,501- $10,000
 7   G. More than $10,000

Default Next:YINC-4900
Lead-In:YINC-4400 [-2:-1]


YINC-4900 [U42854.00]Section: Income

During 2018 did [you/you or your spouse/you or your partner] receive any rental income from any land, business property, apartments, or houses which [you/you or your spouse/you or your partner] own, or money from any estates, trusts, annuities or inheritances, or any money as gifts from friends or family?

 1   YES   ...(Go To YINC-5000)
 0   NO

Default Next:YINC-7601
Lead-In:YINC-4300 [Default], YINC-4400 [Default], YINC-4500 [Default]


YINC-5000 [U42855.00]Section: Income

What was the total amount of rental income and money from estates or trusts or gifts [you/you and your spouse/you and your partner] received during 2018?

 
If Answer >= -2 AND Answer <= -1 Then Go To
YINC-5100

Default Next:YINC-7602
Lead-In:YINC-4900 [1:1]


YINC-5100 [U42856.00]Section: Income

(REFER TO SHOWCARD GG)

[[Please look at this card]]

Can you tell me the letter of the category that is your best estimate of the amount of rental income and money from estates or trusts and gifts [you/you and your spouse/you and your partner] received in 2018?

(IF SHOWCARDS ARE NOT BEING USED, ADD: I will read the categories in order. Please stop me when I reach the correct one.)

 1   A. $1 - $1,000
 2   B. $1,001 - $2,500
 3   C. $2,501 - $5,000
 4   D. $5,001 - $10,000
 5   E. $10,001 - $25,000
 6   F. $25,001 - $50,000
 7   G. More than $50,000

Default Next:YINC-7601
Lead-In:YINC-5000 [-2:-1]


YINC-7601 [U42857.00]Section: Income

During 2018, did [you/you or your spouse/you or your partner] receive income from government programs such as TANF, Supplemental Security Income (SSI), Social Security Disability (SSDI), veterans or GI benefits or other government programs?

 1   YES
 0   NO

Default Next:YINC-7602
Lead-In:YINC-4900 [Default], YINC-5100 [Default]


YINC-7602 [U42858.00]Section: Income

During 2018, did [you/you or your spouse/you or your partner] receive income from any other sources, such as pension or retirement income including survivor's benefits, alimony, payments from life insurance policies or any other regular or periodic source of income not from a government source?

 1   YES
 0   NO   ...(Go To YINC-8001)

Default Next:YINC-7700
Lead-In:YINC-5000 [Default], YINC-7601 [Default]


YINC-7700 [U42859.00]Section: Income

What was the total amount [you/you and your spouse/you and your partner] received from all of these other sources during 2018?

 
If Answer >= -2 AND Answer <= -1 Then Go To
YINC-7800

Default Next:YINC-8001
Lead-In:YINC-7602 [Default]


YINC-7800 [U42860.00]Section: Income

(REFER TO SHOWCARD GG)

[[Please look at this card]]

Can you tell me the letter of the category that is your best estimate of the total amount [you/you and your spouse/you and your partner] received from all other sources of income in 2018?

(IF SHOWCARDS ARE NOT BEING USED, ADD: I will read the categories in order. Please stop me when I reach the correct one.)

 1   A. $1 - $1,000
 2   B. $1,001 - $2,500
 3   C. $2,501 - $5,000
 4   D. $5,001 - $10,000
 5   E. $10,001 - $25,000
 6   F. $25,001 - $50,000
 7   G. More than $50,000

Default Next:YINC-8001
Lead-In:YINC-7700 [-2:-1]


YINC-8001 [U42861.00]Section: Income

Did [you/you or your spouse/you or your partner] file a federal income tax return in 2018?

 1   YES   ...(Go To YINC-8002)
 0   NO

Default Next:YINC-8000
Lead-In:YINC-7602 [0:0], YINC-7700 [Default], YINC-7800 [Default]


YINC-8002 [U42862.00]Section: Income

What was your filing status on your 2018 federal income tax return?

 1   A single taxpayer
 2   Married, filing a joint return
 3   Married, filing separate
 4   Unmarried head of household
 5   Qualifying widow(er) with dependent child

Default Next:YINC-8003
Lead-In:YINC-8001 [1:1]


YINC-8003 [U42863.00]Section: Income

What method did you use to prepare your 2018 tax return?

 1   Self-prepared manually
 2   Tax software
 3   Friend or relative
 4   Professional tax preparer

Default Next:YINC-8000
Lead-In:YINC-8002 [Default]


YINC-8000 [U42864.00]Section: Income

The Earned Income Tax Credit (EITC) is a refundable Federal tax credit for eligible individuals and families who work and have earned income below a certain amount. The EITC reduces the amount of tax you owe, and it may give you a refund.

Did [you/you or your spouse/you or your partner] claim, or are [you/you or your spouse/you or your partner] planning to claim, an Earned Income Tax Credit on your [or your spouse's/or your partner's] federal income tax return for the year 2018?

 1   Yes, did claim an EITC
 2   Yes, planning to claim an EITC
 3   No, not eligible for an EITC
 4   No, not aware of the EITC
 5   No, other reasons
 6   (ONLY IF VOLUNTEERED) NO, R DID NOT FILE TAXES

Default Next:YINC-11300B
Lead-In:YINC-8001 [Default], YINC-8003 [Default]


YINC-11300B [U42865.00]Section: Income

Now please think about any other adult family members you lived with during calendar year 2018. At any time during the year, did you live with any of your relatives [or any relatives of your spouse/or any relatives of your partner]?

 1   YES   ...(Go To YINC-11600B)
 0   NO

Default Next:YINC-7990
Lead-In:YINC-8000 [Default]


YINC-11600B [U42866.00]Section: Income

During 2018, what was the combined income of all these family members that you lived with during that year? Just tell me total income across all of these people rounded to the nearest $10,000.


INTERVIEWER: IF R REPORTS SOME INCOME, READ PROBE:

Please include income from any full or part time jobs, temporary or seasonal work and service in the military, military reserves or the National Guard, a farm, a business or professional partnership, Social Security, pensions, welfare, interest, gifts or anything else. Please do not include your own income or the income you've already reported for your spouse or partner.

 
If Answer >= -2 AND Answer <= -1 Then Go To
YINC-11700

Default Next:YINC-7990
Lead-In:YINC-11300B [1:1]


YINC-11700 [U42867.00]Section: Income

(REFER TO SHOWCARD FF)

[[Please look at this card]]

IF SHOWCARDS ARE NOT BEING USED, ADD:

What is your best estimate of your family members' combined income in 2018?

 1   A. $1 - $5,000
 2   B. $5,001 - $10,000
 3   C. $10,001 - $25,000
 4   D. $25,001 - $50,000
 5   E. $50,001 - $100,000
 6   F. $100,001 - $250,000
 7   G. More than $250,000

Default Next:YINC-7990
Lead-In:YINC-11600B [-2:-1]


YINC-7990 [U42868.00]Section: Income

Which of the following best describes [your/your and your spouse's/your and your partner's] financial condition?

 1   very comfortable and secure
 2   able to make ends meet without much difficulty
 3   occasionally have some difficulty making ends meet
 4   tough to make ends meet but keeping your head above water
 5   in over your head

Default Next:YINC-7970
Lead-In:YINC-11300B [Default], YINC-11600B [Default], YINC-11700 [Default]


YINC-7970 [U42869.00]Section: Income

During the past 12 months, have [you/you or your spouse/you or your partner] been late in paying your rent or your mortgage by more than 60 days?

 1   YES
 0   NO

Default Next:YINC-7980
Lead-In:YINC-7990 [Default]


YINC-7980 [U42870.00]Section: Income

During the past 12 months, were [you/you or your spouse/you or your partner] pressured to pay bills by stores, creditors, or bill collectors?

 1   YES
 0   NO

Default Next:YHOU-1
Lead-In:YINC-7970 [Default]