[current survey round]==18

COMMENT: This is round 18

These next questions are about financial topics. Before we collect details, please think in general about money issues. In the past twelve months, have you talked with anyone about how to handle your finances -- for example, how you manage your money or whether or not to get a credit card?

In the past twelve months, who have you talked with about money issues most often?

We now have some questions about your household's income. We appreciate that our questions are difficult to answer and sometimes seem intrusive. As with other questions in this survey, we want to reassure you that the information you provide to us is kept confidential.

(REFER TO SHOWCARD FF)

What was your family income from all sources in calendar year 2015? By family, I am including you, a spouse or partner if you had one, and anyone either of you were related to who lived in your household that year.

(IF SHOWCARDS ARE NOT BEING USED, ADD:
I will read the categories in order. Please stop me when I reach the correct one.)

[{KEY_MARSTAT}]==1 ||
[{YOUTH_PARTNER}]==1

COMMENT: R is married or living with a partner

Now let's go over your earnings and income in the year 2016.

Now let's start with some questions about the earnings and income [you/you and your spouse/you and your partner] received during 2016. I'll ask you first about your earnings and business income and then the earnings and business income of your [spouse/partner].

During 2016, did you receive any income from a job such as wages, salary, commissions, or tips?
Please include any income you received from doing odd jobs, temporary or seasonal work, and service in the military, the military reserves, or the National Guard. Also, please be sure to include any 2016 income from the jobs you discussed with me earlier.

I know some questions are difficult to answer and sometimes seem intrusive. As I said before, the information you provide to us is kept confidential. During 2016, did you have any income from odd jobs, self-employment or employee-type jobs?

During 2016, how much income did you receive from wages, salary, commissions, or tips from all jobs, before deductions for taxes or for anything else?

(REFER TO SHOWCARD FF)

[[Please look at this card]]

What is your best estimate of the amount you received in 2016 in wages, salary, commissions and tips?

(IF SHOWCARDS ARE NOT BEING USED, ADD: I will read the categories in order. Please stop me when I reach the correct one.)

(Excluding any income you already have mentioned) During 2016, did you receive any money in income from your own farm, business, partnership, or professional practice?

During 2016, how much income did you receive from your own farm, business, partnership or professional practice after expenses?

(IF RESPONDENT LOST MONEY ON OWN FARM, BUSINESS, ETC. AFTER EXPENSES ENTER NEGATIVE VALUE)

(REFER TO SHOWCARD EE)

[[Please look at this card]]

Can you tell me the letter of the category that corresponds to the range that includes the amount of income you received in 2016 from your own farm, business, partnership or professional practice after expenses?

(IF SHOWCARDS ARE NOT BEING USED, ADD: I will read the categories in order. Please stop me when I reach the correct one.)

During 2016, did you receive any income from Worker's Compensation?

During 2016, how much income did you receive from Worker's Compensation?

(REFER TO SHOWCARD GG)

[[Please look at this card]]

Can you tell me the letter for the range that best describes the amount of income you received in 2016 from Worker's Compensation?

Were you married or in a marriage-like relationship at any time during 2016?

Please include any marriages or marriage-like relationships during 2016 that you may have already told me about during this interview.

Now I would like to ask about the earnings and business income of your [spouse/partner]. During 2016, did your [spouse/partner] receive any income from a job such as wages, salary, commissions, or tips?
Please include any income your [spouse/partner] received from doing odd jobs, temporary or seasonal work, and service in the military, the military reserves or the National Guard.

Please remember that the information you provide to us about yourself and your [spouse/partner] is kept strictly confidential. Did your [spouse/partner] have any income from any jobs during 2016?

During the 52 weeks of 2016, how many weeks did your [spouse/partner] work at all jobs, either full-time or part-time, not counting work around the house?

In the weeks that your [spouse/partner] worked in 2016, how many hours did [{YINC_HE_SHE}] usually work per week?

During 2016, how much did your [spouse/partner] receive from wages, salary, commissions, or tips from all jobs, before deductions for taxes or anything else?

(REFER TO SHOWCARD FF)

[[Please look at this card]]

Can you tell me the letter of the category that is your best estimate of the amount your [spouse/partner] received in 2016 in wages, salary, commissions and tips?

(IF SHOWCARDS ARE NOT BEING USED, ADD: I will read the categories in order. Please stop me when I reach the correct one.)

(Excluding any income you already have mentioned) During 2016, did your [spouse/partner] receive any money in income from [his/her] farm, business, partnership, or professional practice?

During 2016, how much did your [spouse/partner] receive from [his/her] farm, business, partnership or professional practice after expenses?

(IF [spouse/partner] LOST MONEY AFTER EXPENSES ENTER NEGATIVE VALUE.)

(REFER TO SHOWCARD EE)

[[Please look at this card]]

Can you tell me the letter of the category that corresponds to the range that includes the amount of income your [spouse/partner] received during 2016 from [his/her] farm, business, partnership or professional practice after expenses?

During 2016, did your [spouse/partner] receive any income from Worker's Compensation?

During 2016, how much income did your [spouse/partner] receive from Worker's Compensation?

(REFER TO SHOWCARD GG)

[[Please look at this card]]

Can you tell me the letter for the range that best describes the amount of income your [spouse/partner] received in 2016 from Worker's Compensation?

(IF SHOWCARDS ARE NOT BEING USED, ADD: I will read the categories in order. Please stop me when I reach the correct one.)

Now I would like to ask about other sources of income [you/you and your spouse/you and your partner] may have received in 2016.

[{KEY_HHBIOKID}]==1 || [{KEY_HHSTEPKID}]==1 || [{KEY_HHADOPKID}]==1

COMMENT: R has kids on household or non-resident roster

Have child support payments ever been agreed to or awarded for any of [your children/your or your spouse's/partner's children] living here?

During 2016, were [you/you or your spouse/you or your partner] supposed to receive any child-support payments?

How much did [you/you and your spouse/you and your partner] receive in child-support during 2016?

(REFER TO SHOWCARD GG)

[[Please look at this card]]

Can you tell me the letter of the category that corresponds to the range that includes the amount of income [you/you and your spouse/you and your partner] received in 2016 in child support payments?

(IF SHOWCARDS ARE NOT BEING USED, ADD: I will read the categories in order. Please stop me when I reach the correct one.)

We have asked about the earnings and business income that [you/you and your spouse/you and your partner] received in 2016. Now, think about other sources of income that [you/you and your spouse/you and your partner] had in that year.

During 2016 did [you/you or your spouse/you or your partner] receive any interest or dividend income? Interest can come from interest-earning-checking accounts, savings accounts, money market accounts, bonds, treasury notes, IRA accounts, or certificates of deposit. Dividends can come from stocks or mutual funds.

What was the total amount of interest and dividend income [you/you and your spouse/you and your partner] received during 2016, including even small amounts and amounts reinvested or credited to the account?

(REFER TO SHOWCARD HH)

[[Please look at this card]]

Can you tell me the letter of the category that is your best estimate of the amount of income [you/you and your spouse/you and your partner] received in 2016 in interest and dividend payments?

(IF SHOWCARDS ARE NOT BEING USED, ADD: I will read the categories in order. Please stop me when I reach the correct one.)

During 2016 did [you/you or your spouse/you or your partner] receive any rental income from any land, business property, apartments, or houses which [you/you or your spouse/you or your partner] own, or money from any estates, trusts, annuities or inheritances, or any money as gifts from friends or family?

What was the total amount of rental income and money from estates or trusts or gifts [you/you and your spouse/you and your partner] received during 2016?

(REFER TO SHOWCARD GG)

[[Please look at this card]]

Can you tell me the letter of the category that is your best estimate of the amount of rental income and money from estates or trusts and gifts [you/you and your spouse/you and your partner] received in 2016?

(IF SHOWCARDS ARE NOT BEING USED, ADD: I will read the categories in order. Please stop me when I reach the correct one.)

During 2016 did [you/you or your spouse/you or your partner] receive income from any other sources, such as Social Security payments, pension or retirement income including survivor's benefits, alimony, veterans or GI benefits, payments from life insurance policies or any other regular or periodic source of income?

What was the total amount [you/you and your spouse/you and your partner] received from all of these other sources during 2016?

(REFER TO SHOWCARD GG)

[[Please look at this card]]

Can you tell me the letter of the category that is your best estimate of the total amount [you/you and your spouse/you and your partner] received from all other sources of income in 2016?

(IF SHOWCARDS ARE NOT BEING USED, ADD: I will read the categories in order. Please stop me when I reach the correct one.)

The Earned Income Tax Credit (EITC) is a refundable Federal tax credit for eligible individuals and families who work and have earned income below a certain amount. The EITC reduces the amount of tax you owe, and it may give you a refund.

Did [you/you or your spouse/you or your partner] claim, or are [you/you or your spouse/you or your partner] planning to claim, an Earned Income Tax Credit on your [or your spouse's/or your partner's] federal income tax return for the year 2016?

Now please think about any other adult family members you lived with during calendar year 2016. At any time during the year, did you live with any of your relatives [or any relatives of your spouse/or any relatives of your partner]?

During 2016, what was the combined income of all these family members that you lived with during that year? Just tell me total income across all of these people rounded to the nearest $10,000.


INTERVIEWER: IF R REPORTS SOME INCOME, READ PROBE:

Please include income from any full or part time jobs, temporary or seasonal work and service in the military, military reserves or the National Guard, a farm, a business or professional partnership, Social Security, pensions, welfare, interest, gifts or anything else. Please do not include your own income or the income you've already reported for your spouse or partner.

(REFER TO SHOWCARD FF)

[[Please look at this card]]

IF SHOWCARDS ARE NOT BEING USED, ADD:

What is your best estimate of your family members' combined income in 2016?

Which of the following best describes [your/your and your spouse's/your and your partner's] financial condition?

During the last 12 months, have [you/you or your spouse/you or your partner] used a cash advance service using any of your credit cards?

During the past 12 months, have [you/you or your spouse/you or your partner] obtained a payday loan?

During the past 12 months, have [you/you or your spouse/you or your partner] been late in paying your rent or your mortgage by more than 60 days?

During the past 12 months, were [you/you or your spouse/you or your partner] pressured to pay bills by stores, creditors, or bill collectors?

([{KEY_CASEID}] >= 20230001) && ([{KEY_CASEID}] < 20230200)