{lint_rnd}==25

Have you set aside emergency or rainy day funds that would cover your expenses for 3 months, in case of sickness, job loss, economic downturn, or other emergencies?

How strongly do you agree or disagree with the following statements? Please give your answer on a scale of 1 to 7, where 1 means “strongly disagree” 7 means “strongly agree,” and 4 means “neither agree nor disagree."

On a scale from 1 to 7, where 1 means very low and 7 means very high, how would you assess your overall financial knowledge?

Do you think that the following statement is true or false? Buying a single company stock usually provides a safer return than a stock mutual fund.

Suppose you had $100 in a savings account and the interest rate was 2 percent per year. After 5 years, how much do you think you would have in the account if you left the money to grow: more than $102, exactly $102, or less than $102?

Imagine that the interest rate on your savings account was 1% per year and inflation was 2% per year. After 1 year, would you be able to buy more than, exactly the same as, or less than today with the money in this account?

If interest rates rise, what will typically happen to bond prices?

Do you think that the following statement is true or false? A 15-year mortgage typically requires higher monthly payments than a 30-year mortgage, but the total interest paid over the life of the loan will be less.