These next questions are about financial topics. Before we collect details, please think in general about money issues. In the past twelve months, have you talked with anyone about how to handle your finances -- for example, how you manage your money or whether or not to get a credit card?

In the past twelve months, who have you talked with about money issues most often?

We now have some questions about your household's income during the calendar year 2007. We appreciate that our questions are difficult to answer and sometimes seem intrusive. As with other questions in this survey, we want to reassure you that the information you provide to us is kept confidential.

{KEY_MARSTAT}==1 ||
{YOUTH_PARTNER}==1

COMMENT: R is married or living with a partner

Now let's start with some questions about your earnings and income in the year 2007.

Now let's start with some questions about the earnings and income [you/you and your spouse/you and your partner] received during 2007. I'll ask you first about your earnings and business income and then the earnings and business income of your [spouse/partner].

During 2007, did you receive any income from a job such as wages, salary, commissions, or tips?
Please include any income you received from doing odd jobs, temporary or seasonal work, and service in the military, the military reserves, or the National Guard. Also, please be sure to include any 2007 income from the jobs you discussed with me earlier.

I know some questions are difficult to answer and sometimes seem intrusive. As I said before, the information you provide to us is kept confidential. During 2007, did you have any income from odd jobs, self-employment or employee-type jobs?

During 2007, how much income did you receive from wages, salary, commissions, or tips from all jobs, before deductions for taxes or for anything else?

(HAND R SHOWCARD FF)

Please look at this card. Can you tell me the letter of the category that is your best estimate of the amount you received in 2007 in wages, salary, commissions and tips?

(Excluding any income you already have mentioned) During 2007, did you receive any money in income from your own farm, business, partnership, or professional practice?

During 2007, how much income did you receive from your own farm, business, partnership or professional practice AFTER EXPENSES?

(IF RESPONDENT LOST MONEY ON OWN FARM, BUSINESS, ETC. AFTER EXPENSES ENTER NEGATIVE VALUE)

(HAND R SHOWCARD EE)

Please look at this card. Can you tell me the letter of the category that corresponds to the range that includes the amount of income you received in 2007 from your own farm, business, partnership or professional practice after expenses?

During 2007, did you receive any income from Worker's Compensation?

During 2007, how much income did you receive from Worker's Compensation?

(HAND R SHOWCARD GG)

Please look at this card. Can you tell me the letter for the range that best describes the amount of income you received in 2007 from Worker's Compensation?

Were you married or in a marriage-like relationship at any time during 2007?

Remember that for this survey, a marriage-like relationship is defined as a sexual relationship in which partners establish one household and live together. Please include any marriages or marriage-like relationships during 2007 that you may have already told me about during this interview.

Now I would like to ask about the earnings and business income of your [spouse/partner]. During 2007, did your [spouse/partner] receive any income from a job such as wages, salary, commissions, or tips?
Please include any income your [spouse/partner] received from doing odd jobs, temporary or seasonal work, and service in the military, the military reserves or the National Guard.

Please remember that the information you provide to us about yourself and your [spouse/partner] is kept strictly confidential. Did your [spouse/partner] have any income from any jobs during 2007?

During the 52 weeks of 2007, how many weeks did your [spouse/partner] work at all jobs, either full-time or part-time, not counting work around the house?

In the weeks that your [spouse/partner] worked in 2007, how many hours did [YINC_HE_SHE] usually work per week?

During 2007, how much did your [spouse/partner] receive from wages, salary, commissions, or tips from all jobs, before deductions for taxes or anything else?

(HAND R SHOWCARD FF)

Please look at this card. Can you tell me the letter of the category that is your best estimate of the amount your [spouse/partner] received in 2007 in wages, salary, commissions and tips?

(Excluding any income you already have mentioned) During 2007, did your [spouse/partner] receive any money in income from [his/her] own farm, business, partnership, or professional practice?

During 2007, how much did your [spouse/partner] receive from [his/her] own farm, business, partnership or professional practice AFTER EXPENSES?

(IF [spouse/partner] LOST MONEY AFTER EXPENSES ENTER NEGATIVE VALUE.)

(HAND R SHOWCARD EE)

Please look at this card. Can you tell me the letter of the category that corresponds to the range that includes the amount of income your [spouse/partner] received during 2007 from [his/her] own farm, business, partnership or professional practice after expenses?

During 2007, did your [spouse/partner] receive any income from Worker's Compensation?

During 2007, how much income did your [spouse/partner] receive from Worker's Compensation?

(HAND R SHOWCARD GG)

Please look at this card. Can you tell me the letter for the range that best describes the amount of income your [spouse/partner] received in 2007 from Worker's Compensation?

Now I would like to ask about other sources of income [you/you and your spouse/you and your partner] may have received in 2007.

{KEY_HHBIOKID}==1 || {KEY_HHSTEPKID}==1 || {KEY_HHADOPKID}==1

COMMENT: R has kids on household or non-resident roster

Have child support payments ever been agreed to or awarded for any of [your children/your or your spouse's/partner's children] living here?

During 2007, were [you/you or your spouse/you or your partner] supposed to receive any child-support payments?

How much did [you/you and your spouse/you and your partner] receive in child-support during 2007?

(HAND R SHOWCARD GG)

Please look at this card. Can you tell me the letter of the category that corresponds to the range that includes the amount of income [you/you and your spouse/you and your partner] received in 2007 in child support payments?

During 2007 did [you/you or your spouse/you or your partner] receive any interest payments from interest-earning-checking accounts, savings accounts, money market accounts, bonds, treasury notes, IRA accounts, or certificates of deposit?

What was the total amount of interest payments [you/you and your spouse/you and your partner] received during 2007, including even small amounts and amounts reinvested or credited to the account?

(HAND R SHOWCARD HH)

Please look at this card. Can you tell me the letter of the category that is your best estimate of the amount of income [you/you and your spouse/you and your partner] received in 2007 in interest payments?

During 2007, did [you/you or your spouse/you or your partner] receive any dividend payments from stocks or mutual funds?

What was the total amount of dividend payments [you/you and your spouse/you and your partner] received from stocks or mutual funds during 2007, including even small amounts and amounts reinvested or credited to accounts?

(HAND R SHOWCARD HH)

Please look at this card. Can you tell me the letter of the category that is your best estimate of the amount of income [you/you and your spouse/you and your partner] received in 2007 in dividend payments?

During 2007 did [you/you or your spouse/you or your partner] receive any rental income from any land, business property, apartments, or houses which [you/you or your spouse/you or your partner] own, including any income from roomers or boarders?

What was the total amount of rental income [you/you and your spouse/you and your partner] received during 2007?

(HAND R SHOWCARD GG)

Please look at this card. Can you tell me the letter of the category that is your best estimate of the amount of rental income [you/you and your spouse/you and your partner] received in 2007?

During 2007, did [you/you or your spouse/you or your partner] receive any property or money from any estates, trusts, annuities or inheritances?

What was the total market value or amount that [you/you and your spouse/you and your partner] received during 2007 from these sources?

(BY MARKET VALUE WE MEAN HOW MUCH YOU WOULD REASONABLY EXPECT SOMEONE ELSE TO PAY YOU IF YOU SOLD THE ITEM(S) TODAY IN ITS/THEIR PRESENT CONDITION, NOT THE ORIGINAL PRICE PAID FOR THE ITEM(S).)

(HAND R SHOWCARD FF)

Please look at this card. Can you tell me the letter of the category that is your best estimate of the total market value [you/you and your spouse/you and your partner] received from any estates, trusts, annuities or inheritances during 2007?

Who did [you/you or your spouse/you or your partner] receive this (estate/trust/annuity/inheritance) from? Was it from your own [or your spouse's/or your partner's] parents, siblings, other relatives or from a friend?

(SELECT ALL THAT APPLY.)

Did [you/you or your spouse/you or your partner] receive any money as gifts from friends or family during 2007? Please include any gifts in the form of cash or a check but do not include any loans.

(HAND R SHOWCARD LL)

Please look at this card. Which of the following friends and family members gave you money gifts of at least $100 in 2007?

(SELECT ALL THAT APPLY.)

(HAND R SHOWCARD HH)

Please look at this card. Can you tell me the letter of the category that is your best estimate of the total amount [you/you and your spouse/you and your partner] received from your friends and family in 2007?

During 2007 did [you/you or your spouse/you or your partner] receive income from any other sources, such as Social Security payments, pension or retirement income including survivor's benefits, alimony, veterans or GI benefits, payments from life insurance policies or any other regular or periodic source of income?

What was the total amount [you/you and your spouse/you and your partner] received from all of these other sources during 2007?

(HAND R SHOWCARD GG)

Please look at this card. Can you tell me the letter of the category that is your best estimate of the total amount [you/you and your spouse/you and your partner] received from all other sources of income in 2007?

{YINC-1400}==1 || {YINC-1700}>0 || {YINC-1800}==1 ||
{YINC-1800}==2 || {YINC-1800}==3 || {YINC-1800}==4 ||
{YINC-1800}==5 || {YINC-1800}==6 || {YINC-1800}==7 ||
{YINC-2000}==1 || {YINC-2100}>0 || {YINC-2200}==2 ||
{YINC-2200}==3 || {YINC-2200}==4 || {YINC-2200}==5 ||
{YINC-2200}==6 || {YINC-2200}==7 || {YINC-2200}==8 ||
{YINC-2250}==1 || {YINC-2260}>0 || {YINC-2270}==2 ||
{YINC-2270}==3 || {YINC-2270}==4 || {YINC-2270}==5 ||
{YINC-2270}==6 || {YINC-2270}==7 || {YINC-2270}==8 ||
{YINC-2400}==1 || {YINC-2600}>0 || {YINC-2700}==1 ||
{YINC-2700}==2 || {YINC-2700}==3 || {YINC-2700}==4 ||
{YINC-2700}==5 || {YINC-2700}==6 || {YINC-2700}==7 ||
{YINC-2900}==1 || {YINC-3000}>0 || {YINC-3100}==2 ||
{YINC-3100}==3 || {YINC-3100}==4 || {YINC-3100}==5 ||
{YINC-3100}==6 || {YINC-3100}==7 || {YINC-3100}==8 ||
{YINC-3150}==1 || {YINC-3160}>0 || {YINC-3170}==2 ||
{YINC-3170}==3 || {YINC-3170}==4 || {YINC-3170}==5 ||
{YINC-3170}==6 || {YINC-3170}==7 || {YINC-3170}==8

COMMENT: R and/or R's spouse/partner have sources of income

Did [you/you or your spouse/you or your partner] claim, or are [you/you or your spouse/you or your partner] planning to claim, an Earned Income Tax Credit on your [or your spouse's/or your partner's] 2007 FEDERAL INCOME TAX RETURN?

{KEY_AGE2007}>=25

COMMENT: R is over 24 years of age as of 12/31/2006

{KEY_LIVEWFATHER}==1 ||
{BIODADLIVE}==1

COMMENT: R lives with biofather or biofather is alive

During 2007, did your biological father have any earnings or income from a job, farm, business or professional partnership?
Please include any full- or part-time jobs, temporary or seasonal work and service in the military, the military reserves or the National Guard.

During 2007, how much income did your father have from jobs, a farm, a business or professional partnership?

(HAND R SHOWCARD FF)

Please look at this card. Can you tell me the letter of the category that is your best estimate of the amount your father received from a job, farm, business or professional partnership in 2007?

(INTERVIEWER: DID R RECEIVE ANY HELP IN ANSWERING FATHER'S INCOME QUESTION(S) FROM A PARENT/ GUARDIAN?)

{KEY_LIVEWMOTHER}==1 ||
{BIOMOMLIVE}==1

COMMENT: R lives with biomother or biomother is alive

During 2007, did your biological mother have any earnings or income from a job, farm, business or professional partnership?
Please include any full- or part-time jobs, temporary or seasonal work and service in the military, the military reserves or the National Guard.

During 2007, how much income did your mother have from jobs, a farm, a business or professional partnership?

(HAND R SHOWCARD FF)

Please look at this card. Can you tell me the letter of the category that is your best estimate of the amount your mother received from a job, farm, business or professional partnership in 2007?

(INTERVIEWER: DID R RECEIVE ANY HELP IN ANSWERING MOTHER'S INCOME QUESTION(S) FROM PARENT/GUARDIAN?)

{KEY_LIVEWFATHER}>1

COMMENT: R lives with nonbio father/male guardian

During 2007, did your (step-father/male Guardian) have any earnings or income from a job, farm, business or professional partnership? Please include any full- or part-time jobs, temporary or seasonal work and service in the military, the military reserves or the National Guard.

During 2007 about how much income did your (step-father/male guardian) have from jobs, a farm, a business or professional partnership?

(HAND R SHOWCARD FF)

Please look at this card. Can you tell me the letter of the category that is your best estimate of the amount your (step-father/male guardian) received from a job, a farm, business or professional partnership in 2007?

(INTERVIEWER: DID R RECEIVE ANY HELP IN ANSWERING STEP-FATHER'S/MALE GUARDIAN'S INCOME QUESTION(S) FROM A PARENT/GUARDIAN?)

{KEY_LIVEWMOTHER}>1

COMMENT: R lives with nonbio mother/female guardian

During 2007, did your (step-mother/female guardian) have any earnings or income from a job, farm, business or professional partnership? Please include any full or part time jobs, temporary or seasonal work and service in the military, the military reserves or the National Guard.

During 2007, how much income did your (step-mother/female guardian) have from jobs, a farm, a business or professional partnership?

(HAND R SHOWCARD FF)

Please look at this card. Can you tell me the letter of the category that is your best estimate of the total income of your (step-mother/female guardian) in 2007.

(INTERVIEWER: DID R RECEIVE ANY HELP IN ANSWERING STEP-MOTHER'S/FEMALE GUARDIAN'S INCOME QUESTION FROM A PARENT/GUARDIAN?)

Now please think about any other adult family members you lived with during calendar year 2007. At any time during the year, did you live with any of your relatives [YINC_MSFILL9X]?

During 2007, what was the combined income of all these family members that you lived with during that year? Just tell me total income across all of these people rounded to the nearest $10,000.


INTERVIEWER: IF R REPORTS SOME INCOME, READ PROBE:

Please include income from any full or part time jobs, temporary or seasonal work and service in the military, military reserves or the National Guard, a farm, a business or professional partnership, Social Security, pensions, welfare, interest, gifts or anything else. Please do not include your own income or the income you've already reported for your [YINC_PARENTFILL2] spouse or partner.

(HAND R SHOWCARD FF)

Please look at this card. Can you tell me the letter of the category that is your best estimate of this amount?

{LROUND}<=10

COMMENT: R has not been asked income questions since prior to DLI, data needs updated

Now I have a few questions about your income during the year 2006.

During 2006, did you receive any income from a job such as wages, salary, commissions, or tips?
Please include any income you received from doing odd jobs, temporary or seasonal work, and service in the military, the military reserves, or the National Guard. Also, please be sure to include any 2006 income from the jobs you discussed with me earlier.

During 2006, how much income did you receive from wages, salary, commissions, or tips from all jobs, before deductions for taxes or for anything else?

(HAND R SHOWCARD FF)

Please look at this card. Can you tell me the letter of the category that is your best estimate of the amount you received in 2006 in wages, salary, commissions and tips?

{R10_SPOPAR}>0

COMMENT: check if youth had spouse or partner during 2006 (from Round 10 info)

During 2006, did [R10_SPOPAR_NAME] receive any income from a job such as wages, salary, commissions, or tips? Please include any income [R10_SPOPAR_NAME] received from doing odd jobs, temporary or seasonal work, and service in the military, the military reserves or the National Guard.

During 2006, how much did [R10_SPOPAR_NAME] receive from wages, salary, commissions, or tips from all jobs, before deductions for taxes or anything else?

(HAND R SHOWCARD FF)

Please look at this card. Can you tell me the letter of the category that is your best estimate of the amount [R10_SPOPAR_NAME] received in 2006 in wages, salary, commissions and tips?

During 2006 did [R10_SPOPAR_TXT] receive income from any other sources, such as Social Security payments, pension or retirement income including survivor's benefits, alimony, veterans or GI benefits, payments from life insurance policies or any other regular or periodic sources of income?

What was the total amount [R10_SPOPAR_TXT] received from all of these other sources during 2006?

(HAND R SHOWCARD GG)

Please look at this card. Can you tell me the letter of the category that is your best estimate of the total amount [R10_SPOPAR_TXT] received in 2006 from all other sources of income?

{INCSAMP}==0

COMMENT: R is in income sample group 0

During the last 12 months, have [you/you or your spouse/you or your partner] used a cash advance service using any of your credit cards?

During the past 12 months, have [you/you or your spouse/you or your partner] obtained a payday loan?

During the past 12 months, have [you/you or your spouse/you or your partner] been late in paying your rent or your mortgage by more than 60 days?

During the past 12 months, were [you/you or your spouse/you or your partner] pressured to pay bills by stores, creditors, or bill collectors?

{INCSAMP}==0

COMMENT: R is in income sample group 0

Which of the following best describes [yours/yours and your spouse's/yours and your partner's] financial condition?

{INCSAMP}==0

COMMENT: R is in income sample group 0