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Title: Financial Integration and Relationship Transitions of Young Adult Cohabiters
Resulting in 1 citation.
1. Addo, Fenaba
Financial Integration and Relationship Transitions of Young Adult Cohabiters
Journal of Family and Economic Issues 38,1 (March 2017): 84-99.
Also: http://link.springer.com/article/10.1007/s10834-016-9490-7
Cohort(s): NLSY79 Young Adult
Publisher: Springer
Keyword(s): Assets; Cohabitation; Credit/Credit Constraint; Financial Behaviors/Decisions; Home Ownership; Marital History/Transitions; Marriage

Permission to reprint the abstract has not been received from the publisher.

Despite increasing rates of pre-marital cohabitation, the majority of research on household financial practices in the United States has focused on married couples. This study explored ways young adult cohabiters (N = 691) financially combined their lives and the associations with subsequent relationship outcomes. Results indicated cohabiters were intertwining credit histories and bank accounts, and acquiring assets such as purchasing homes together. Sharing a mortgage was associated with an increased likelihood of marriage, whereas joint credit card accounts increased the odds of dissolution. Cohabiters with an intent to marry were much more likely to start integrating their finances prior to marriage. This study sheds light on the heterogeneous ways that a recent cohort of young adult couples manages their finances and navigates relationships.
Bibliography Citation
Addo, Fenaba. "Financial Integration and Relationship Transitions of Young Adult Cohabiters." Journal of Family and Economic Issues 38,1 (March 2017): 84-99.