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Title: Access or Value? Federal Student Loan Funding and Wage Inequality
Resulting in 1 citation.
1. Decker, Kathy K.
Access or Value? Federal Student Loan Funding and Wage Inequality
D.B.A. Dissertation, College of Doctoral Studies, Grand Canyon University, 2016
Cohort(s): NLSY79, NLSY97
Publisher: ProQuest Dissertations & Theses (PQDT)
Keyword(s): College Education; Debt/Borrowing; Human Capital Theory; Student Loans; Wage Differentials

Permission to reprint the abstract has not been received from the publisher.

The purpose of this quantitative research with a correlational design was to determine whether a relationship exists between the increase in federal student loan funding and the increase in wage inequality among college-educated workers in the United States after controlling for wage differences among occupations and labor force composition. Based upon Mincer's model of human capital accumulation, the skill biased technological change model, and studies showing tuition incentives provide a disincentive to student effort and reduce human capital accumulation in college, this study explored whether federal student loan funding behaved as a tuition subsidy in this model. Two research questions guided this study: 1) Is there a significant relationship between federal student loan funding and wage inequality among college-educated workers? 2) Is there a significant relationship between federal student loan funding and wage inequality among college-educated workers after controlling for wage differences among occupations and labor force composition? The study relied upon public secondary data retrieved from the National Longitudinal Study of Youth 1979 and 1997 for a large, diverse sample with specific individuals observed repeatedly over time.
Bibliography Citation
Decker, Kathy K. Access or Value? Federal Student Loan Funding and Wage Inequality. D.B.A. Dissertation, College of Doctoral Studies, Grand Canyon University, 2016.