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Source: Educational Policy
Resulting in 1 citation.
1. Zhan, Min
Xiang, Xiaoling
Elliott, William III
How Much Is Too Much: Educational Loans and College Graduation
Educational Policy published online (1 December 2016): DOI: 10.1177/0895904816682316.
Also: http://journals.sagepub.com/doi/full/10.1177/0895904816682316
Cohort(s): NLSY97
Publisher: Sage Publications
Keyword(s): College Cost; College Graduates; Debt/Borrowing; Educational Costs; Student Loans

Permission to reprint the abstract has not been received from the publisher.

This study examines the association between educational loans and college graduation rates, with a focus on differences by race and ethnicity. Data come from the 1997 National Longitudinal Survey of Youth. Results from the event history analyses indicate that educational loans are positively related to college graduation rates, but only up to a point (about US$19,753). Although this nonlinear relationship holds true among White, Black, and Hispanic students, there are differences in the level of loans where its effect turns negative on graduate rates. There is little evidence overall that educational loans reduce racial and ethnic disparities in college graduation.
Bibliography Citation
Zhan, Min, Xiaoling Xiang and William III Elliott. "How Much Is Too Much: Educational Loans and College Graduation." Educational Policy published online (1 December 2016): DOI: 10.1177/0895904816682316.