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Author: Cress, Justin R.
Resulting in 1 citation.
1. Cress, Justin R.
Zimmer, David M.
Medical Savings Accounts and Preventative Health Care Utilization
Journal of Economics and Management 7,1 (January 2011): 1-22.
Also: http://www.jem.org.tw/content/pdf/Vol.7No.1/01.pdf
Cohort(s): NLSY79
Publisher: American Economic Association
Keyword(s): Endogeneity; Health Care; Insurance, Health; Savings

Permission to reprint the abstract has not been received from the publisher.

Introduced during the late 1990s, medical savings accounts (MSAs) increase cost sharing between employers and employees. Despite assurances from proponents claiming cost sharing will stem the tide of rising health care prices and expenditures, skeptics argue that MSA enrollment could reduce utilization of preventative care. This paper estimates preventative care demand models based on data from the National Longitudinal Survey of Youth. These models measure the association between MSA enrollment and the utilization of physicals among adults and doctor visits among children. The models control for endogeneity using a variety of techniques. The results indicate that medical savings account enrollment does not significantly impact the utilization of preventative care.
Bibliography Citation
Cress, Justin R. and David M. Zimmer. "Medical Savings Accounts and Preventative Health Care Utilization." Journal of Economics and Management 7,1 (January 2011): 1-22.